If you’d like to find out whether you would qualify for the Debt Arrangement Scheme (DAS) you should give us a call on 0141 241 6299 and you can then speak to an experienced debt adviser to find out what your options are. Your circumstances are unique to you and by getting tailored debt advice, you will have a clearer idea of the types of formal debt solutions you may be eligible for.
In addition to qualifying for a DAS, you may also qualify for a Protected Trust Deed which may allow you to write off a significant amount of unaffordable debt.
To qualify for the Debt Arrangement Scheme you would typically:
- Have at least one debt.
- You have taken advice from a DAS approved Money Adviser, such as DAS Scotland. (Harper McDermott)
- You live in Scotland.
- You have surplus income to repay your debt(s) after paying for your general living expenses and household bills
- You are not in a trust deed or currently bankrupt
Couples who live together as spouses, civil partners of each other or are living together as if spouses of each other can apply for a joint Debt Payment Programme, even where they are not jointly liable for any debt(s).