When you enter into the Debt Arrangement Scheme (or a PTD) your future interest and charges will be frozen.
When you successfully complete the DAS term, any remaining interest and charges will be written off.
When you enter into a Debt Payment Programme (DPP) under the Debt Arrangement Scheme (Scotland), you will legally freeze the interest and charges from the debts included in your DPP.
Like Protected Trust Deeds, you will be paying back an agreed, affordable amount each month for a fixed period, and should you successfully complete the agreed DPP term, you will not need to repay interest and charges.