A Scottish Trust Deed can include most unsecured debts, including:
- Unsecured Loans
- Credit Cards
- Store Cards
- Council Tax Arrears
- Payday Loans
- Catalogues
- Overdrafts
- Credit Unions
- Mortgage shortfalls for previous address
- Car finance shortfalls for a previous vehicle
- HMRC Bills (self-employed)
Unfortunately, Student loans, local authority parking fines and court fines can’t be included in a Protected Trust Deed. If you have a guarantor loan, you can include this personal loan type in the Scottish Trust Deed, but it will impact the guarantor whoo would then become liable for the payment of that debt.