According to official AiB data, there were 5,309 Debt Payment Programmes under the Debt Arrangement Scheme approved in Scotland in 2024. This compares to 5,123 people getting a Trust Deed Protected in the same year.
As a formal debt solution, the Debt Arrangement Scheme (DAS) became the most commonly used statutory debt solution in Scotland, overtaking Trust Deeds.
The third statutory debt solution in Scotland, known as Sequestration (Scotland’s equivalency to Bankruptcy), was used by 2,501 people as a comparison.
DAS Scotland and Trust Deed Scotland are trading names of Harper McDermott Ltd, who are the No.1 rated debt solutions company on Scotland based on our Trustpilot reviews and we’ve helped over 30,000 people use formal debt solutions such as the Debt Arrangement Scheme to achieve a brighter future.